Figure Lending LLC
650 South Tryon Street, Charlotte, NC 28202
https://www.figure.com/
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
120
Total loans closed with Loan Factory (past 12 months)
11
Lender overview
Basic information
HELOC
Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082
Figure Lending LLC ISAOA/ATIMA P.O. Box 2095 Carmel, IN 46082
Lock policies & Fees
Lock Policies
N/A
N/A
No
Lender's niche & Overlays
Digital HELOC
HELOC for homes listed for sale* (commission is 50bps) 1.75% on not listed properties.
Primary down to 620, Investment 680 Fico.
- 5 DAY FAST FUNDING
- NO APPRAISAL, NO TITLE, NO LENDER FEES, ONLINE NOTARY CLOSINGS
- EARN 2% DOING HELOCS THROUGH FIGURE WITH FINTECH NO DOC EXCEPT INCOME.
- NO PPP, 100% DISTURBUTION AT CLOSING W REDRAW OPTION
- 5,10,15, 30 YEAR FIXED RATE OPTIONS. FULLY AMORTIZED FROM DAY 1 (P&I Payment - No I/O)
- SIMPLY 1 PAGE APPLICATION, FREE SOFTPULL, AVM
- AVAILABLE FOR PRIMARY, SECOND HOMES, INVESTMENT & HOMES LISTED FOR SALE 1-4 UNITS, CONDO, PUDS
- 1ST, 2ND AND 3RD LIEN AVAILABLE
Available in Texas for primary properties only
There are 14 states where spousal income cannot be used even if the spouse is on the title: CT, DE, GA, HI, IN, ME, MD, MA, NY, OR, PA, RI, UT, VA
Lender turn time
1
1
1
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